Your credit score won't be affected by gambling unless you've borrowed money to gamble with. However, if you've gone into your overdraft this could affect your chances of being approved for a personal loan.
That, does gambling affect a mortgage application?
Generally speaking, gambling and mortgages do not mix well. Taking out a mortgage means that a bank or building society trusts that you're able to pay the money back. But if they see that you're an active gambler, then this may go against your application.
Secondly, does totally money affect your credit score? When you check your credit report with TotallyMoney, it will appear as a soft search on your credit report. ... Soft searches have no impact on your credit score as lenders are not able to see these and are not able to act upon these when reviewing an application for credit.
On top of, what can affect a mortgage application?
Common reasons for a declined mortgage application and what to do
Can gambling income be used to qualify for a mortgage?
Yes, your gambling habits can affect your ability to qualify for a home loan. When you apply for a mortgage your lender will look pretty closely at your spending habits. And in recent years lenders have become much stricter about borrowers' spending.